Non Standard Markets
A comprehensive analysis of the Excess & Surplus (E&S) market as it heads into 2026. Practical guidance on what underwriters want to see in E&S submissions to improve responsiveness and outcomes. Industry experts address common questions and misconceptions following Part I of PRMA’s E&S series. A foundational overview of surplus lines, how they differ from standard markets, and what clients need to know. An introduction to captive insurance programs and what advisors should understand when clients explore this option. How inflation, rising costs, and market shifts have expanded E&S solutions across regions and risk profiles. An overview of Lloyd’s results, syndicate appetites, capital structure, Brexit, and emerging risks. Market forces pushing homes into E&S and the benefits these changes can bring to brokers and consumers. An update on tightening underwriting standards, capacity constraints, and broader market trends. Factors shaping today’s market for difficult risks and practical strategies to navigate placement challenges.E&S Market Trends: 2026 Outlook
Earn Your Spot to the Top: Submission Tips from an E&S Underwriter
Excess & Surplus Part II: Unanswered Questions Explored
Excess & Surplus Lines (E&S) 101
What Are Captives & How Do They Work?
E&S Markets as a Resolution for Tough-to-Place Risks
2019 Lloyd’s Market Update
E&S Insurance for High-Value Homes: The Changing Market
Forces at Play in the Current Dynamic Insurance Market
Hard-to-Place Risks
