Rick Combs

Rick Combs is President of Personal Lines for HUB International Florida.  In this role, he oversees the personal insurance operations for all HUB Florida offices and is responsible for personal lines new business development and sales leadership throughout the state.  Rick specializes in the high net worth and private client segment, building and strengthening relationships with centers of influence, and coaching and mentoring HUB personal lines and private client advisors throughout  Florida. 

Before joining HUB through acquisition in 2015, Rick served as Vice President and Personal Lines Manager at Cooper, Simms, Nelson & Mosley for 16 years.  Prior to that, he spent 17 years at Brown & Brown, working in personal lines, commercial lines, accounting and IT.  He has served on national producer councils for Fireman’s Fund and Travelers, and was also a member of the Florida Insurance Commissioner’s “Task Force on the Use of Credit Reports in Underwriting Auto and Homeowners Insurance.” In addition, he served on FAIA’s “Model Partnership Panel” in 2011 which reviewed and analyzed the domestic carriers in Florida’s property insurance marketplace. 

Rick has obtained the insurance industry designations of Certified Insurance Counselor (CIC), Chartered Private Risk & Insurance Advisor (CPRIA), Associate in Personal Insurance (API) and Associate in Automation Management (AAM), serves on the Board of Trustees for the Private Risk Management Association (PRMA) and received his AA degree from Valencia College.  He and his wife Becky have two adult children and two grandchildren and are active members of Orlando Grace Church.