June 2026 Member Newsletter
The first half of 2026 has brought real movement across the private risk landscape. Market conditions are shifting, new risks are emerging, and the conversations advisors are having with clients are evolving.
This month, PRMA is taking stock of where the profession stands and inviting members to share what they are seeing on the ground.
What We're Watching
Four themes are shaping private risk in 2026.
Market Trends & Insurance Landscape
The E&S market is moving. Underwriting standards are tightening in some areas and shifting in others, and advisors are navigating uneven conditions across regions and lines of business. Understanding where the market is easing, where it remains firm, and what that means for client portfolios is one of the defining challenges of this moment.
Dive deeper →
Emerging Risks & Technology
Parametric insurance has matured significantly, and it is changing the conversation around risk transfer for high-net-worth clients. So has the broader question of how technology is reshaping exposure itself. Advisors who understand these shifts are better positioned to have proactive, differentiated conversations with clients.
Dive deeper →
Complex Assets & Lifestyle Risk
High-net-worth families hold assets that standard policies were never designed to cover. Historic properties, international holdings, and lifestyle exposures create coverage gaps that only surface when advisors ask the right questions. The complexity of these risks is growing, and so is the opportunity to serve clients more completely.
Dive deeper →
Advisor Skills & Client Conversations
Technical knowledge matters, but the advisors making the biggest impact are the ones who know how to translate risk into language clients can act on. Building stronger client relationships, navigating difficult conversations, and understanding the distinct needs of different client segments are the skills that define this profession at its best.
Dive deeper →
Now We Want to Hear From You
PRMA members are on the front lines of these conversations every day.
Each week in June, we are asking one question tied to the themes above. Your perspective shapes how PRMA understands the profession and informs the resources and programming we build for you.
Member Pulse Polls
Poll Results
This June, the PRMA community weighed in on four themes shaping private risk. Carrier appetite shifts are creating the most immediate market pressure. Cyber and AI-related liability tied at the top as the risks clients are least prepared for. Vacation and second homes are driving the most complex asset conversations. And explaining premium increases remains the hardest part of the client conversation right now. These conversations are shaping what comes next for the profession.
We'll dive deeper into these themes at the 2026 PRMA Summit this October. Follow the 2026 PRMA Summit page for updates.
Which market condition is having the biggest impact on your HNW clients right now?
Top Answer
Carrier appetite shifts
30% of respondents · 79 votes
See full results →
Which emerging risk topic are your HNW clients LEAST prepared for?
Top AnswerS (TIED)
Cyber and digital assets
AI-related liability
42% of respondents each · 36 votes
See full results →
Which asset category creates the most complex risk conversations with your clients?
Top Answer
Vacation and second homes
32% of respondents · 68 votes
See full results →
What is the hardest part of the client conversation for you right now?
Top Answer
Explaining premium increases
54% of respondents · 52 votes
See full results →
Also This Month
More from PRMA in June
From a new member feature to upcoming education and Summit news, here is everything happening at PRMA this month.
New Feature
Advisor in Action
PRMA is launching a new recurring feature celebrating real advisor moments. We want to hear about the conversations, decisions, and client interactions that reflect what private risk management looks like in practice.
Have a story to share? Submit it below and you could be featured in a future Advisor in Action post.
Submit Your Story
Submissions are open to all PRMA members. Stories may be featured on LinkedIn and in future PRMA communications.
Academy
Deadlines & Opportunities
Upcoming Events
What's Coming This Month
June 15 · Virtual AI in Practice: Real-World Applications in Private RiskSession 1 of 4
Register →
June 16 · Virtual From Castles to Complex Homes: Creative Insurance Solutions for Historic Properties
Register →
June 24 · Virtual Kidnap & Ransom Today: Emerging Threats, Claims Realities, and Crisis Response
Register →
2026 PRMA Summit · Indianapolis, Indiana
The Power of Presence
PRMA Summit 2026 is coming to Indianapolis, Indiana, October 18 through 20. This year's theme, The Power of Presence, sets the stage for three days of education, connection, and community with the private risk management profession.
Start mapping out your trip now. Registration opens July 13.
Plan Your Trip to Indy
Content & Resources
More from PRMA This Month
