2026 prma private client insurance insights survey
Risk Became Real
Explore what 350 high-net-worth homeowners told PRMA about the losses and threats they have experienced, the steps they are taking to protect themselves and what they expect from the professionals advising them.
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2026 Private Client Research
High-net-worth clients are experiencing risk differently.
PRMA's 2026 research looks beyond what clients are worried about to examine what has actually happened, how clients are responding and where private risk professionals can add value next.
75% experienced at least one serious loss or threat in the past five years
95% installed or updated at least one property-protection measure
73% view being targeted by a lawsuit as a major or moderate financial risk
Inside the Report
What the 2026 findings reveal
The full report explores how today's high-net-worth households are experiencing and responding to a changing risk environment, with practical implications for the professionals who serve them.
- Recent losses, threats and severe-weather experiences
- Homeowners insurance availability and coverage trade-offs
- Property protection and mitigation decisions
- Claims expectations and the importance of human support
- The advisory relationships influencing insurance decisions
- Liability, collections and evolving client priorities
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$25 digital report
Non-members can purchase digital access to the complete 2026 PRMA Private Client Insurance Insights Survey.
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Your Copy Is Included
PRMA members do not need to purchase this report.
Complimentary access to the 2026 survey is included with your PRMA membership. Sign in and visit the Best Practices Library to download your copy.
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About the Research: The 2026 PRMA Private Client Insurance Insights Survey is based on a national study of 350 high-net-worth homeowners with household investable assets of $5 million or more, excluding the value of their primary residence.
