Start Date: 8/10/2026 2:00 PM EDT
End Date: 8/10/2026 3:00 PM EDT
Organization Name:
PRMA
Contact:
Flood Insurance 101 for Insurance Professionals
Flood risk continues to impact properties well beyond designated high-risk zones, making it critical for insurance professionals to understand how to properly advise clients on coverage options. This webinar provides a practical, policy-focused overview of flood insurance to help you better identify exposures, close coverage gaps, and strengthen client relationships.
We’ll review how flood is defined in insurance terms, how coverage is structured under the National Flood Insurance Program (NFIP), administered by the Federal Emergency Management Agency, and how private market solutions compare.
In this session, we’ll cover:
- Technical definitions of flood and how they trigger coverage
- NFIP policy structure, limits, and key underwriting considerations
- Differences between NFIP and private flood products
- Common exclusions, limitations, and claims pain points
- Identifying cross-sell and risk management opportunities within your book
Designed for agents, brokers, and account managers, this session will equip you with the knowledge and confidence to position flood coverage effectively and address client misconceptions before a loss occurs.