Learning Track 4: Advanced Risk & Market Solutions
Learning Track 4:
Advanced Risk & Market Solutions
Welcome to the most advanced level of professional mastery within PRMA’s Learning Tracks. This track is designed for experienced professionals navigating complex placements, non-standard markets, and sophisticated HNW risk scenarios across five sections:
- Non-Standard Markets
- Reinsurance
- Specialty Assets & Collections
- Cyber & Emerging Risks
- Complex Claims
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Business or Pleasure? How Small Business Risk Can Impact Personal Risk
Successful individuals often co-mingle business and personal assets, creating coverage gaps that are easy to miss and difficult to address without asking the right questions.
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Current Market Trends and Outlook for the E&S Market in 2026
Expert insights into E&S pricing, capacity shifts, and emerging risks heading into 2026, with practical implications for brokers and advisors navigating a competitive market.
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Parametric 2.0
How the parametric market has evolved and what it means for HNW advisors integrating these products into broader client risk strategies today.
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Understanding Parametric Insurance: A Practical Comparison with Traditional Insurance
A one-page reference comparing parametric and traditional insurance across triggers, claims handling, and payout structure — designed as a learning tool and client conversation resource.
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Small Business vs. Personal Risk Decision Tree
A diagnostic tool for identifying when business activity creates personal exposure risk across ownership, auto, umbrella, and cyber triggers.
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Small Business vs Personal Risk Trigger Checklist
A practical annual review tool for identifying ownership, operational, and cyber crossover risks for entrepreneurial and small business clients.
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2026 CAT & Market Watch Brief + Advisor Playbook
A concise brief distilling the key CAT and capital pressures reshaping the HNW E&S landscape, paired with a practical advisor playbook for renewal conversations.
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Parametric - ACPRIA Report 2026
Parametric insurance pays fast and transparently, but structuring it well is everything.
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E&S Insurance for High Value Homes
The market forces that drive certain homes into the Excess and Surplus Lines market, and address the benefits to consumers and brokers that changes in the market have brought about.
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E&S Markets as a Resolution for Tough to Place Risks
How rising costs, inflation, and the pandemic have shaped this new and emerging product lineup that we are using for our clients in every region that wasn’t even a thought a few short years ago.
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Earn Your Spot to the Top: Submission Tips from an E&S Underwriter
Tips on what information is helpful to include in submissions to make the underwriting process smoother and improve the chances of receiving a prompt response.
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Excess & Surplus Lines (E&S) 101
Can you clearly explain how E&S differs from the standard market? How about articulating what surplus lines means to an insured?
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Excess & Surplus Lines (E&S) 101 Cheat Sheet
Quick reference guide from the material covered in the E&S 101 Webinar.
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Hard to Place Risks
Explore the factors impacting the insurance markets today for hard-to-place risks and what you can do in your practice to navigate the current market challenges.
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What Are Captives & How Do They Work?
Define captive insurance and the things you should know in the event you are ever approached by clients.
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What You Need to Know About Private Client Excess and Surplus Insurance
Valuable insights into the unique risks and needs of high-net-worth individuals while highlighting the importance of engaging an expert to best navigate this specialized market segment.
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Excess & Surplus | ACPRIA 2024
Panel discussion on the research and findings of the 2024 ACPRIA E&S Group.
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Reinsurance - ACPRIA Report 2026
What reinsurance means for coverage, pricing, and capacity over the next three years.
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Reinsurance 101
Do you feel equipped to talk with your clients about reinsurance? Can you explain how the purchase of reinsurance affects their pricing?
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Reinsurance 101 Cheat Sheet
This Reinsurance Cheat Sheet is your one-stop-shop for all higher level reinsurance concepts.
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Reinsurance 101 Presentation Slides
Presentation slides for the Reinsurance 101 Webinar.
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A Deeper Dive Into Reinsurance Cheat Sheet
Download the cheat sheet from the A Deeper Dive Into Reinsurance webinar.
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From Castles to Complex Homes: Creative Insurance Solutions for Historic Properties
Historic estates and complex homes present placement challenges that traditional approaches can't solve.
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Protecting Passions - ACPRIA Report 2026
More HNW wealth is flowing into passion assets, but gaps in valuation and insurance strategy leave collections dangerously underprotected.
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The Business and Etiquette of Art Fairs
Art fairs are where HNW collectors buy. Understanding how they work, and why collectors behave the way they do, makes you a sharper advisor.
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Cost-Saving Solutions: Art and Heirloom Claims
Dealing with high valued artwork and priceless heirlooms can be intimidating. When should you call in an expert? How do you know who is qualified?
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Next Gen and Alternative Assets in the Art World
Next-gen collecting, including NFTs, the sneaker market, lab-grown diamonds, the ultra-contemporary art market, and other interesting alternative assets.
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Protecting Passions Collections: Coverage and Risk Management
Private Collections insurance coverage for fine art, jewelry, wine and other precious objects is among the most important and personal to clients, but often the least understood.
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Protecting Wine Collections: A Risk Manager's Perspective
A risk manager faces particular challenges regarding a wine collection, beginning with determining its existence. Add to that issues with storage, record-keeping, and valuation, and you have an asset that warrants special attention.
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Picasso or Porsche? Understanding Collections as a Financial Asset
Whether it be Fine Art, Sports Memorabilia, Wine or Collector Cars, this webinar will identify what passionate assets are (topics can be catered to the audience), their collector trends and will provide an in-depth discussion on understanding them as a financial asset to better serve their clientele.
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Equine Owners: Risk Management 101
Horse ownership comes with unique risks and owners may lack the proper protection under their personal insurance programs.
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Cybersmart: Understanding and Mitigating Cyber Risk
The key threats to the high net worth and provide advice to help reduce the associated risks.
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Digital Threats and Risk Management Solutions
How to protect your client's digital identity, keeping it out of the hands of sophisticated threat actors, fraudsters, and other criminals.
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Personal Cyber Risk Revealed: How to Protect Clients in a Digital World
Cybercrime statistics, how criminals obtain and use personal information, and the impact of notable data breaches.
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Intro to Cyber Insurance for Private Clients
From online shopping and banking to social media and mobile smart home applications, devices hold valuable information that hackers can use to steal data or money, engage in identity theft or even gain access to your home.
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PRMA Claims Story: Mysterious Disappearance
How a high net worth carrier handled a “mysterious disappearance” loss, covering the full custom replacement cost of a diamond set even when it exceeded the insured value.
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PRMA Claims Story: Shipwrecked
How a high net worth carrier responded swiftly after a newly purchased yacht sank in a storm, issuing payment within 72 hours—even before the policy invoice was received.
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PRMA Claims Story: Red, Red, Wine?
How a client’s scheduled wine collection was deemed a total loss after a wildfire scare led him to submerge the bottles in his pool, causing the labels to float off and eliminating their identifiable value.
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