Private aviation has become an increasingly important part of many affluent families’ lifestyles, but insuring an aircraft is only one piece of a much larger risk management conversation.

In this episode of Risk Ready, aviation insurance specialist Samantha Money joins the conversation to unpack the complex liability, regulatory, and coverage issues that often go unnoticed by aircraft owners and even their trusted advisors, including the misconception that a personal umbrella policy extends to aviation-related claims.

The conversation covers the unique challenges surrounding owner-flown aircraft, international travel, charter arrangements, and fractional ownership, along with why aviation specialists should be involved early and the most common mistakes made during aircraft acquisitions.

Advisors will walk away with the critical questions wealth advisors, family offices, and insurance professionals should be asking to ensure an aviation program aligns with a client’s broader risk management strategy.

Samantha Money is a Partner & Aircraft Specialist at The Baldwin Group, where she specializes in designing insurance and risk management strategies for high-net-worth and ultra-high-net-worth individuals, families, and family offices. Her expertise spans complex personal insurance portfolios, including high-value homes, collections, excess liability, and private aviation.

A recognized specialist in aviation insurance, Samantha works with clients to develop customized solutions for private and business aircraft, helping them navigate the unique liability, underwriting, and operational risks associated with aircraft ownership. She is passionate about collaborating with wealth advisors, estate attorneys, and other trusted professionals to deliver comprehensive asset protection strategies for affluent families.