Dan Preston on AI, Physical Underwriting & the Future of Risk Advice
Season 2 | Episode 7
Dan Preston on AI, Physical Underwriting & the Future of Risk Advice
What could AI mean for the way you help clients understand and protect their homes? Beyond streamlining everyday tasks, it could support more individualized risk assessments, better-informed mitigation decisions, and a broader role for the broker.
In this episode of Risk Ready, Dan Preston, Co-founder and CEO of Stand Insurance, joins host Bryant Kolle to discuss how AI and physical underwriting could reshape the broker, carrier, and client relationship. Before founding Stand, Dan served as CEO of Metromile, bringing a technology and carrier perspective to how risk is modeled and priced.
From physics-based modeling to 3D property simulations, Dan explains how advisors can help clients visualize risk and test changes that could make their homes more resilient, without stripping away the features that make a property worth owning. He also shares why better data could make carriers less differentiated, and how Stand is approaching the Florida hurricane market with a long-term view.
For those advising homeowners or placing complex property risks, this episode makes the case that technology could make the broker’s expertise and client relationships even more valuable.
In this episode of Risk Ready, Dan Preston, Co-founder and CEO of Stand Insurance, joins host Bryant Kolle to discuss how AI and physical underwriting could reshape the broker, carrier, and client relationship. Before founding Stand, Dan served as CEO of Metromile, bringing a technology and carrier perspective to how risk is modeled and priced.
From physics-based modeling to 3D property simulations, Dan explains how advisors can help clients visualize risk and test changes that could make their homes more resilient, without stripping away the features that make a property worth owning. He also shares why better data could make carriers less differentiated, and how Stand is approaching the Florida hurricane market with a long-term view.
For those advising homeowners or placing complex property risks, this episode makes the case that technology could make the broker’s expertise and client relationships even more valuable.
Listen to this episode
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Meet our guest
Dan Preston
Dan Preston is Co-founder and CEO of Stand Insurance, a property insurance innovator using AI and physics-based modeling to help homeowners understand and reduce catastrophe risk. Before Stand, Dan served as CEO of Metromile from 2014 to 2022, after joining the company as Chief Technology Officer in 2013. At Stand, he is focused on building a long-term carrier for catastrophe-exposed property, beginning with a new hurricane program in Florida.
